Friday, March 24, 2017

No Help For You!


Wednesday, March 22, was a fine March day here in Middletown, Ohio. A good day to get outside. Cold, but sunny.   

After work that day I gathered my dog, donned a knit cap, and jumped in the truck, destined for the Miami River trail. The pup and I go almost every day. Nothing unusual.

The route I take has a long, steep downhill that ends at a busy, divided, four-lane highway. There is a traffic light at the intersection. And yesterday there was a car stalled at the bottom of that hill, in the left lane. The driver looked cold, and was huddled behind the wheel.

The car’s hazard lights were on, but the flasher on the right wasn’t working; it looked like the car was waiting to turn left. But it suddenly became apparent to approaching drivers, me included, that this car wasn’t turning; it was stuck there.

Left turners coming down the hill to the green light were expecting to proceed through. But because the car was sitting still, with only the left flasher, drivers who did not see the problem until they were RIGHT ON TOP of the car, had to jam their brakes and quickly swerve around into the right lane and then swerve hard left. It was a bad place to be broken down.

As I approached, I swerved around the big sedan, made my left turn and then parked 50 yards away, off the shoulder. I didn’t know who was in the car, but I wouldn’t want to sit there, and I wouldn’t want anyone else to be sitting there either. I crossed the busy road and walked back to the car. My dog watched me from the heated comfort of the truck.

The driver looked up as I tapped her window. She opened the door and I told her at the next green light I would push her car across the road so she could park out of traffic.

“Thank you!” I didn’t know her. She was a middle-aged, plump woman who smelled of cigarette smoke. It didn’t matter. She shouldn’t have had to sit there in danger.  

I told her to put her car in neutral. She struggled with that task then asked if the key had to be in the ignition. I shouted from the rear of the car, “Yes, put the key in and turn it on!” She did, and because I was testing the resistance of the car to my impending effort, I felt the transmission drop into neutral.  

All set.

We waited through half a green light, people whizzing by. Me standing there in my bright blue parka, purple Middletown High School beanie, black winter track pants, and trail running shoes. Nobody stopped; or waved; or waited.  Nobody even looked at me. It was odd. The light turned red. And we waited a little more. A line of cars stacked behind us.  

Then, when the light changed to green, I dug in and pushed. There was a hint of a grade, so after I got the car moving, it was not hard to keep moving.

What WAS difficult was the stream of drivers that denied us a few moments to clear the intersection. Drivers passed by in increasingly larger arcs across the obvious and inevitable path of the crippled car. Even when we were more than half-way across the intersection, leaving plenty of room for a driver to turn left behind me and the rolling land barge, a car dangerously crossed in front of this plainly disabled and man-powered vehicle.

I wished we had collided. It would have been pure negligence on the dingbat driver’s fault.

Nobody in the six or so cars that turned past made eye contact with me as I looked at them, pleading out loud for patience or caution.  

I could read their faces: “Ah well, a couple of losers in a crap car. Not my problem.”

The apathy (hostility?) was disturbing. I doubt any of the passing drivers had room to be judgmental about a broken-down car. Yet they seemed to have deemed us a mirage — not even there as an obstacle to traffic.

Despite the apathetic interference of the motorists, we got the car parked out of traffic. I accepted the driver’s real thanks as I walked past her, hopped back into my truck, and continued to my destination, a little bitter.

Saturday, March 4, 2017

Where the Sellers Are


My last post in January asked if you could make a million dollars doing real estate deals.

I said, “Yes you can.”

That hasn’t changed. But the timing is clearer now.

Since January I have had an assistant directly contact over 80 home sellers. Many have failed to respond to phone calls and messages. Most have said they wanted all their money in a check at closing of a sale. Some have said yes to selling on terms, only to change their minds.

Eventually deals will surface and get done. But only with consistent persistence.

Nobody said success will happen overnight.

While those sellers who have listed their homes seem like they would be eager to sell, I now have my doubts. I think the best sellers are those who haven’t yet listed their properties anywhere, and need just a small push to leave their fence-sitting position.

I’ll be shifting some of my marketing dollars to that “not yet listed” group, and I will let you know how it turns out.

In the meantime, I do have a very useful website for buyers and sellers. Check it out here Carmik Buys Houses!

Wednesday, January 18, 2017

Can you make a million doing this? Part II. (Yes, you can!)


In my last post I asked if you could make a million dollars doing real estate deals like this guy Ron LeGrand was saying you could.

It was rhetorical.

The answer is YES YOU CAN!

I’m a lawyer. I have been for nearly (gulp) 20 years. I’ve had six figure fees. But I can say this is a much better way to make massive amounts of money in big chunks than suing people who fight tooth and nail to avoid paying a dime.

And no court or other governmental body looking over your shoulder all the time, telling you what you can and cannot do.

Of course there are some rules. It’s not the Wild West. But the opportunities to think and earn are amazing. There is a story behind every seller, too. Many times the sellers are grateful that you can take their house off their hands, for no down payment, no bank forms, no rejections.

Even beautiful homes on the fairways of golf courses sometimes have owners who must sell NOW.

There is a livestream of a conference going on right now. It’s on YouTube here: LeGrand's Real Estate Seminar

This part is free until noon Eastern. Check it out. If you like it, then you can buy access for the next 2 1/2 days for a mere $99.00.

You will easily learn enough to make that money back. Hundreds of times over.

Do it. Don’t wait. Sign up here for the rest of the week: Sign up now for $99. 

 

 

Saturday, January 7, 2017

Can You Make A Million Doing This?

How long have you been working at your job? Are you rich yet? Are you pleased as punch when you get in your car for the soul-sucking morning commute?


No. Then are you ready to breathe in a new idea? A new way to live?


If you haven't been happy for way too long, then do something about it. Make a real change. As explorer Hernan Cortes said to his crew of explorers in 1519, when they set foot ashore in South America: "Burn the Ships!"


Take a look at this offer. You could do better than Cortes. Unlike him, you might actually find your path laid with gold.


I'm serious.


You have seen these offers and "get rich in real estate" ideas in the past. So have I. Since I was a teenager. Remember Carlton Sheets? I've even ordered books and CDs to review, never to be impressed. But now I'm not a kid. As an experienced lawyer I am as skeptical as can be. And I have to say the ideas and processes Ron Legrand has to share work --- for real.


They flat out work.


Please. Let 2017 be the year you start getting rich; maybe even become rich. Be a millionaire. Be free to do what you want. Burn the ships!


I'll keep telling you about how this process is changing my life. Maybe you can tell me how it is changing yours.  Click the link above and leave a comment below, because it will make you feel great.


Jim L.

Tuesday, October 11, 2016

Dilbert Wouldn't Vote for Trump.

Scott Adams, creator of Dilbert, is going to explain to listeners of BBC radio, today, why Americans will vote for Donald Trump.


Adams seems to believe that a majority of Americans have been easily duped by Trump, the P.T. Barnum, the Professor Harold Hill, of modern politics.


In his blog, Adams has alternately said that 1) he doesn't care who wins the presidency; 2) that Hillary Clinton won't because she is sick, or on drugs (he's not a doctor, nor has he attended medical school, nor has he actually met Hillary Clinton); 3) that Donald Trump will win; and finally, after losing millions of dollars in speaking fees, 4) that he endorses Gary Johnson.


He backhandedly admits that he is taking that last position to avoid further damage to the Dilbert brand, the loveable engineer that he's carelessly associated with Trump support. 


But the damage is done.


In addition to blowing this "pay no attention to the cartoonist behind the curtain" smoke, Scott Adams subjects his readers to a psychological manipulation in every blog post.


At the end of each of his posts, he suggests you buy his book(s), and includes a link to the item.


And each statement is a model of a psychological persuasion tool. Like the "because they drink tea" line in this one today.   He uses this one a lot.


Experiments have shown that people will often do what you ask if you just use the word "because" in your request. (See, Influence, by Robert Cialdini).


The reason you give doesn't need to make sense. It just has to be stated following a "because." Adams relies on you being unaware of this technique. And he probably has a chart showing him which manipulative techniques he uses get the best results.


"Welcome to my laboratory, rats.", he might say to himself each time he writes a post.


I've loved Dilbert for years. I've read three of Adams's books. But I can't stomach what appears to be his Big Bang Theory Sheldon Cooper-like concept of voters'  intelligence.


He ought to review Pre-Suasion, also by Robert Cialdini, the Godfather of psychological persuasion techniques.


If Adams did see that volume, he'd recognize that he has poisoned the susceptibility of a big part of his audience by injecting Trump into his conversations.


The readers' virtual arms are crossed and their heads tilted back before they even start to read.


If they even do read any more. 








Friday, September 30, 2016

GOP Congressmen Hate Hillary More Than They Fear Putin

If you're kissing Putin's bottom and you leave orange colored lip marks, then Paul Ryan forgives you.


If your words and deeds show that your personal interests are more aligned with a devious dictator than those of the United States of America, but you aren't Hillary Clinton, then Mitch McConnell will protect you.


Blind, off the tracks, dingey dogs would be better leaders of the GOP in Congress.


Don't take my word for it. Check out this article from the Daily Beast:GOP Blocks Probes into Trump Putin Ties

Thursday, September 15, 2016

Is Your Garage Full of Stuff? Uh-Oh.

I read yesterday in the Daily Pfennig that the typical American saves .8% of their income.


.8%.


That is 8/10ths of 1/100th of their income.


Simply put, just about one penny for every dollar earned is saved. Ben Franklin weeps.


Heck you can pick a dime's worth of pennies off the ground at any gas station and you'd be doing better than many people are in an hour.


In the 60s, the family savings rate was 17%. Seventeen cents from every dollar. $1.70 saved for every ten dollars earned; $17 per $100.


Can you guess what happened? You know. It's obvious, actually. It was sucked up by clever, effective marketing.


Since the 60s, Americans have purchased untold amounts of stuff instead of saving money to live on. Why? Because they were told by an insidious and powerful advertising industry that wealthy, happy people bought lots of shiny watches, clothes, cars, boats, folding chairs, power tools, stainless steel refrigerators, and granite countertops. Marketers convinced a generation and a half that if they bought those things, then they would be rich and happy.


Instead of filling their lives with security, ease, and happiness, people have filled their garages with junk.


Floor to ceiling things and the nagging realization that all that garage fodder represents what could have been their "fuck you" money.


While they don't have financial freedom, mortgage free homes, or lien-less cars, they can have epic garage sales that net them a pitiful fraction of what they spent on the cast off stuff they listlessly sell. 


"Not to worry about negative returns on my savings, I'll have a garage sale and make money!"


My stomach turns.


Americans have little concern about negative interest rates. They are immune to them.


They've been living with negative returns on their purchases for decades now. Buy! Buy! Buy! Who profits? The seller and the credit card issuer. Who loses? The buyer/borrower.


There is no financial return on a new shirt that is just like the shirt you already have. A new watch tells time the same as an old one.


You can't up and quit your crappy job because you just bought your 100th pair of shoes. They won't pay your bills.


You are stuck.


It is easy to guess who has money in your neighborhood, or any neighborhood. Drive down any street around dinner-time and see who has a garage filled with stuff.


If there are one or more cars parked outside in the driveway because the garage is filled with stacks of this and that, then those residents probably have little financial depth.


On the other hand, the families with nothing but cars, bicycles and garbage cans in their garage — you can safely bet that they have money in the bank.


Shoppers go broke. Savers live happily. Check out these statistics in this article and see if you recognize yourself.


And if you do, then you might want to skip the next big sale — and have one of your own.